5 Responses to “Bad Credit Hurting Your Employment Prospects?”

1. Jess Says:
   November 6th, 2007 at 7:57 am

   I don’t understand why my financial problems are of such great importance for a potential employer. I think, it is evident, if you want to solve your financial problems, you will have to look for a better job. Besides, there are so many cases when people get into financial troubles just because of personal problems but not because of irresponsibility. So, I think, employers have no power to check our credit accounts!

2. Anonymous Says:
   November 18th, 2007 at 7:31 am

   I am in total agreement, I am a single mother with two children and have had some very difficult financial times over the past years. I was laid off my most recent position 4 months ago and cannot find solid employment due to adverse credit. I have been asked several times to come back on second interviews and when the time comes to process the background check along with credit check, (dead silence) I never hear from the company again. I have no criminal background and I am being treated like a criminal due to bad credit. I have never had a problem until this year, I have worked in payroll for many years and have never posed a risk to my employers, while I would certainly ask for a raise if I wanted more money, I would never steal from anyone. While I have been an excellent employee, I don’t understand why my credit determines my capabilities as an employee. This SUCKS.

3. jackie Says:
   December 21st, 2007 at 5:38 pm

   To all who have worked so hard to make it too difficult to find work. I don’t think you have give any consideration as to the effect of keeping people out of work does to our families and communities. Have you given any thought about the people who are going without medical and car insurance. What will you say to the children who have lost loved ones when they can’t get the help they meed.
   I am sure keeping people out of work for adverse credit benefits someone’s bottom line and its not about credit at all!! And all these forclosures and bankruptcies are you planning to keep them unemployed too?

4. Anonymous Says:
   January 21st, 2008 at 6:03 pm

   I agree also, I live in Michigan, where the economy has been slipping for two solid years, leading to one solid year of late payments or no payments, I have no criminal background, and I cannot get a job either. And the law protects any employer from really telling me this. Now that I’m laid off things are only getting worse. It should be illegal to do a credit check on someone unless your getting a job at a bank, or mortgage company. I wish there was something I could do. I do not have a college education. What am I supposed to do.
   JLE109@comcast.net

5. Aurora W. Page Says:
   July 21st, 2008 at 6:58 am

   I am in agreement with the above interviewees. We never know what will befall us in life, or what steps we must take to survive.

   Our credit record has nothing to do with how responsible or irresponsible we are. The fact that we are looking for a job to repair our credit should speak for itself.

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